Ally mails
You're referring to Ally Bank, a popular online bank that offers a range of financial products and services. Here are some of the key features and benefits of Ally Bank:
Products and Services:
- Checking and Savings Accounts: Ally offers a range of checking and savings accounts with no monthly maintenance fees, no minimum balance requirements, and competitive interest rates.
- Certificates of Deposit (CDs): Ally offers CDs with terms ranging from 3 months to 5 years, with competitive interest rates and low minimum deposit requirements.
- IRAs: Ally offers traditional and Roth IRAs, as well as SEP-IRAs and SIMPLE IRAs for small business owners.
- Mortgages: Ally offers a range of mortgage products, including fixed-rate and adjustable-rate mortgages, as well as refinancing options.
- Personal Loans: Ally offers personal loans with competitive interest rates and flexible repayment terms.
- Credit Cards: Ally offers a range of credit cards with rewards programs, low interest rates, and no annual fees.
Benefits:
- Online Banking: Ally is an online bank, which means you can manage your accounts and conduct transactions from anywhere with an internet connection.
- No Fees: Ally has no monthly maintenance fees, no minimum balance requirements, and no ATM fees (at over 43,000 Allpoint ATMs).
- High-Yield Interest Rates: Ally offers competitive interest rates on its savings accounts, CDs, and other products.
- 24/7 Customer Support: Ally offers 24/7 customer support via phone, email, and online chat.
- Mobile Banking: Ally has a mobile app that allows you to manage your accounts and conduct transactions on the go.
Awards and Recognition:
- Forbes' Best Online Banks: Ally has been named one of the best online banks by Forbes multiple times.
- Kiplinger's Best Online Banks: Ally has been named one of the best online banks by Kiplinger's Personal Finance.
- J.D. Power's Highest in Customer Satisfaction: Ally has been ranked highest in customer satisfaction among online banks by J.D. Power.
Overall, Ally Bank is a popular online bank that offers a range of financial products and services with competitive interest rates, low fees, and 24/7 customer support.