Annual credit report by mail
You can request a free annual credit report by mail from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) through the Annual Credit Report website or by calling the toll-free number 1-877-322-8228.
Here's how to request a free annual credit report by mail:
- Go to the Annual Credit Report website (www.annualcreditreport.com) and click on the "Request Your Report" button.
- Fill out the online request form with your personal information, including your name, address, Social Security number, and date of birth.
- Select the option to receive your report by mail.
- You will receive a confirmation email with a unique code to verify your identity.
- Once you've verified your identity, you will receive your free annual credit report by mail within 15 days.
Alternatively, you can request a free annual credit report by mail by calling the toll-free number 1-877-322-8228. You will need to provide the same personal information as above and select the option to receive your report by mail.
Here's the mailing address for each credit reporting agency:
- Equifax: P.O. Box 105788, Atlanta, GA 30348-5788
- Experian: P.O. Box 2002, Allen, TX 75013-2002
- TransUnion: P.O. Box 1000, Chester, PA 19022-1000
Remember to request your report from each of the three credit reporting agencies to get a comprehensive view of your credit history.