Annual credit report mail in form
You're referring to the Annual Credit Report (ACR) form that allows you to request a free credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months.
Here's the information you need to know:
How to request your free credit report:
- Mail-in form: You can request your free credit report by mail using the Annual Credit Report Request Form. You can download the form from the official website of the Federal Trade Commission (FTC) at www.ftc.gov or request one by calling 1-877-322-8228.
- Fill out the form: Complete the form with your personal information, including your name, address, Social Security number, and date of birth.
- Mail the form: Send the completed form to the address listed on the form.
Where to send the form:
Annual Credit Report Request Form P.O. Box 105281 Atlanta, GA 30348-5281
What to expect:
- You will receive one credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) within 15 days of submitting your request.
- The reports will be mailed to you in a single envelope.
- You can also request to receive your reports online or by phone, but you will need to provide additional information and may need to pay a fee for the service.
Tips:
- Make sure to request your credit reports from all three credit reporting agencies to get a comprehensive view of your credit history.
- Review your credit reports carefully to ensure they are accurate and up-to-date.
- Consider requesting your credit reports online or by phone if you prefer a faster and more convenient option.
Remember, you are entitled to one free credit report from each of the three major credit reporting agencies every 12 months. Take advantage of this service to monitor your credit and protect your financial identity.