Can my bill pay mail a check

The good old-fashioned check!

In most cases, yes, your bill pay service can mail a check to pay your bills. Here's how it typically works:

  1. You set up your bill pay account online or through a mobile app.
  2. You add the payee (the company or individual you want to pay) to your bill pay list.
  3. You schedule a payment for the desired date.
  4. The bill pay service will generate a check and mail it to the payee on your behalf.

However, there are some exceptions and considerations to keep in mind:

  1. Check availability: Not all bill pay services offer check payments. Some may only offer electronic payments, such as ACH (Automated Clearing House) or wire transfers.
  2. Check fees: Some bill pay services may charge a fee for mailing a check, which can range from $0.50 to $5.00 or more per check.
  3. Check limits: There may be limits on the number of checks you can mail per month or the total amount you can pay in a single check.
  4. Check delivery time: Checks may take several days to arrive at the payee's location, so plan accordingly.
  5. Check security: As with any physical check, there's a risk of loss, theft, or misplacement. Make sure to keep track of your checks and notify your bill pay service if one is lost or stolen.

To confirm whether your bill pay service offers check payments and any associated fees or limits, you can:

  1. Check your bill pay service's website or mobile app for information on available payment methods.
  2. Contact your bill pay service's customer support team directly.
  3. Review your bill pay service's terms and conditions or user agreement.

Remember to always verify the payee's address and ensure that the check is mailed to the correct location to avoid any issues with payment processing.