Can you get insurance on first class mail

Yes, you can get insurance on First Class Mail in the United States. The United States Postal Service (USPS) offers insurance coverage for First Class Mail items, including letters, cards, and packages.

Here are the details:

  1. Insured Mail: The USPS offers insurance coverage for First Class Mail items up to $5,000. You can purchase insurance coverage for an additional fee, which varies depending on the value of the item and the destination.
  2. Cost: The cost of insurance for First Class Mail items varies depending on the value of the item and the destination. For example:
    • For items valued up to $100, the insurance fee is $1.05.
    • For items valued between $101 and $200, the insurance fee is $2.10.
    • For items valued between $201 and $500, the insurance fee is $3.15.
    • For items valued between $501 and $5,000, the insurance fee is $5.15.
  3. How to purchase insurance: To purchase insurance for your First Class Mail item, you can:
    • Use a USPS online shipping label and select the "Insured" option.
    • Visit a USPS retail location and ask the postal clerk to add insurance to your package.
    • Use a USPS mail carrier to deliver your package and ask them to add insurance.
  4. What's covered: Insurance coverage for First Class Mail items covers loss, damage, or theft during transit. The USPS will reimburse you for the value of the item, up to the amount of insurance coverage you purchased.
  5. Limitations: There are some limitations to insurance coverage for First Class Mail items, including:
    • The USPS does not insure items that are fragile, valuable, or require special handling.
    • Insurance coverage does not apply to items that are lost or damaged due to natural disasters, such as hurricanes or floods.
    • Insurance coverage does not apply to items that are lost or damaged due to intentional acts, such as theft or vandalism.

Overall, purchasing insurance for your First Class Mail item can provide peace of mind and financial protection in case your item is lost, damaged, or stolen during transit.