Credit report mailed

You've received a credit report in the mail! Congratulations on taking the first step towards monitoring your credit health.

Here's what you can do with the credit report:

1. Review your credit report: Carefully go through the report to ensure all the information is accurate and up-to-date. Check for any errors, inaccuracies, or missing information.
2. Check for errors: Look for any errors, such as:
   • Incorrect addresses or phone numbers
   • Inaccurate credit limits or balances
   • Unpaid debts that are not yours
   • Accounts that are not yours
3. Dispute errors: If you find any errors, you can dispute them with the credit reporting agency (CRA) that sent the report. You can do this by:
   • Writing a letter to the CRA explaining the error and providing supporting documentation
   • Calling the CRA's customer service number to report the error
4. Check your credit score: Your credit report will also include your credit score, which is a three-digit number that represents your creditworthiness. You can use this score to:
   • Monitor your credit health over time
   • Identify areas for improvement
   • Compare your credit score to others
5. Use the report to improve your credit: By reviewing your credit report, you can identify areas where you can improve your credit habits, such as:
   • Paying bills on time
   • Keeping credit utilization ratios low
   • Avoiding new credit inquiries
6. Keep the report for future reference: Keep the credit report in a safe place, such as a secure online storage or a fireproof safe, in case you need to refer to it in the future.

Remember, it's essential to regularly review your credit report to ensure its accuracy and to monitor your credit health.