Deposit check by mail

The convenience of depositing a check by mail! Here's a step-by-step guide to help you do it safely and efficiently:

Before You Start

  1. Ensure the check is payable to you: Make sure the check is made out to your name, as it will appear on your account.
  2. Verify the check's validity: Check the check's expiration date (if any) and ensure it's not a post-dated check.
  3. Gather necessary documents: You may need to provide a deposit slip or a deposit form, which can usually be found on your bank's website or at a local branch.

Depositing a Check by Mail

  1. Endorse the check: Sign the back of the check in the endorsement area. This is a security measure to prevent someone else from cashing the check.
  2. Fill out the deposit slip: Complete the deposit slip with the following information:
    • Your account number
    • The check number
    • The amount of the check
    • Your signature
  3. Attach the deposit slip to the check: Securely attach the deposit slip to the check using a paper clip or a rubber band.
  4. Mail the check and deposit slip: Send the check and deposit slip to your bank's mailing address. You can usually find this information on your bank's website or on the back of your checks.

Tips and Reminders

  1. Use a secure envelope: Use a sturdy envelope with a secure closure to prevent the check from being lost or stolen during transit.
  2. Use a trackable shipping method: Consider using a trackable shipping method, such as USPS tracking or certified mail, to ensure your deposit arrives safely.
  3. Keep a record: Keep a record of the check and deposit slip, including the date mailed and the tracking number (if applicable).
  4. Allow processing time: It may take a few days for your bank to process the deposit, so don't expect immediate access to the funds.

After Mailing

  1. Verify the deposit: Once the check is processed, you'll receive a confirmation from your bank. You can also check your account online or through the bank's mobile app to verify the deposit.
  2. Destroy the check: Once the deposit is confirmed, you can safely destroy the check to prevent it from being cashed or used fraudulently.

By following these steps, you can safely and efficiently deposit a check by mail. Remember to always keep a record of your deposit and to verify the deposit with your bank to ensure it's processed correctly.