Deposit checks by mail
The convenience of depositing checks by mail! Here's a step-by-step guide to help you do so safely and efficiently:
Before You Begin
- Check your bank's policy: Confirm with your bank if they accept check deposits by mail and what their specific requirements are.
- Ensure the check is payable: Make sure the check is payable to you and not to someone else.
- Endorse the check: Sign the back of the check to endorse it.
Preparing the Deposit
- Use a deposit slip: Obtain a deposit slip from your bank or create one using a template. You can also use a pre-printed deposit slip that comes with your bank's checks.
- Fill out the deposit slip: Write the check number, date, and amount on the deposit slip. You may also need to provide your account number and other identifying information.
- Attach the check to the deposit slip: Securely attach the endorsed check to the deposit slip using a paper clip, rubber band, or staple.
Mailing the Deposit
- Use a secure envelope: Use a sturdy, secure envelope that can withstand postal handling. You can also use a padded envelope or a mailer with a tamper-evident seal.
- Address the envelope: Address the envelope to your bank's deposit address, which is usually listed on their website or on the back of your checks.
- Affix postage: Apply the correct postage to the envelope.
- Mail the deposit: Mail the envelope to your bank using a trackable shipping method, such as USPS Priority Mail or UPS.
Tracking Your Deposit
- Keep a record: Keep a record of the deposit, including the check number, date, and amount.
- Track the deposit: Use the tracking number to monitor the status of your deposit.
- Verify the deposit: Once the deposit is processed, verify that the funds have been credited to your account.
Tips and Reminders
- Make sure to follow your bank's specific guidelines for depositing checks by mail.
- Use a secure and trackable shipping method to ensure your deposit arrives safely.
- Keep a record of your deposit and verify the funds have been credited to your account.
- Consider using a deposit service like DepositZip or CheckDeposit, which can simplify the process and provide additional security features.
By following these steps, you can safely and efficiently deposit checks by mail.