Deposit checks by mail

The convenience of depositing checks by mail! Here's a step-by-step guide to help you do so safely and efficiently:

Before You Begin

  1. Check your bank's policy: Confirm with your bank if they accept check deposits by mail and what their specific requirements are.
  2. Ensure the check is payable: Make sure the check is payable to you and not to someone else.
  3. Endorse the check: Sign the back of the check to endorse it.

Preparing the Deposit

  1. Use a deposit slip: Obtain a deposit slip from your bank or create one using a template. You can also use a pre-printed deposit slip that comes with your bank's checks.
  2. Fill out the deposit slip: Write the check number, date, and amount on the deposit slip. You may also need to provide your account number and other identifying information.
  3. Attach the check to the deposit slip: Securely attach the endorsed check to the deposit slip using a paper clip, rubber band, or staple.

Mailing the Deposit

  1. Use a secure envelope: Use a sturdy, secure envelope that can withstand postal handling. You can also use a padded envelope or a mailer with a tamper-evident seal.
  2. Address the envelope: Address the envelope to your bank's deposit address, which is usually listed on their website or on the back of your checks.
  3. Affix postage: Apply the correct postage to the envelope.
  4. Mail the deposit: Mail the envelope to your bank using a trackable shipping method, such as USPS Priority Mail or UPS.

Tracking Your Deposit

  1. Keep a record: Keep a record of the deposit, including the check number, date, and amount.
  2. Track the deposit: Use the tracking number to monitor the status of your deposit.
  3. Verify the deposit: Once the deposit is processed, verify that the funds have been credited to your account.

Tips and Reminders

By following these steps, you can safely and efficiently deposit checks by mail.