Equifax mailing address disputes
If you're disputing information on your Equifax credit report, you can send a dispute letter to the following mailing address:
Equifax Dispute Resolution P.O. Box 740256 Atlanta, GA 30374-0256
Here are some tips to help you effectively dispute information on your Equifax credit report:
- Be specific: Clearly identify the information you're disputing, including the account number, date of birth, and Social Security number.
- Provide supporting documentation: Include any supporting documents that prove the error, such as a cancelled check, a letter from the creditor, or a police report (if the dispute is related to identity theft).
- Explain the dispute: Clearly explain why you're disputing the information and what you believe is incorrect.
- Sign and date the letter: Make sure to sign and date the letter to ensure it's processed promptly.
- Keep a copy: Keep a copy of the dispute letter and any supporting documentation for your records.
Here's an example of a dispute letter you could use:
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date]
Equifax Dispute Resolution P.O. Box 740256 Atlanta, GA 30374-0256
Dear Dispute Resolution Team,
I am writing to dispute the following information on my Equifax credit report:
- Account Number: [Insert account number]
- Date of Birth: [Insert date of birth]
- Social Security Number: [Insert Social Security number]
The information listed is incorrect because [insert reason for dispute, e.g. "I never opened this account" or "I paid off this debt in full"].
I have attached [insert supporting documentation, e.g. a cancelled check or a letter from the creditor] to support my dispute.
Please investigate this matter and correct the error as soon as possible. If you need any additional information from me, please contact me at [insert phone number or email address].
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature] [Your Name]
Remember to send the dispute letter via certified mail, return receipt requested, to ensure you have proof of delivery. Equifax typically responds to disputes within 30-45 days.