Experian mailing address dispute
If you're disputing a mailing address with Experian, you can follow these steps:
- Contact Experian: Reach out to Experian's Dispute Resolution Department by phone, email, or mail. You can find their contact information on their website or on your credit report.
- Phone: 1-866-200-6080 (Monday to Friday, 9:00 AM to 6:00 PM ET)
- Email: [email protected]
- Mail: Experian Dispute Resolution Department, P.O. Box 4500, Allen, TX 75013-4500
- Gather required information: Before disputing the mailing address, make sure you have the following information ready:
- Your name and address
- The exact mailing address you're disputing
- The reason for the dispute (e.g., you've moved, the address is incorrect, etc.)
- Submit your dispute: Provide the required information to Experian through your preferred method (phone, email, or mail). Be sure to include your name and address on the dispute letter or email.
- Experian will investigate: Experian will investigate your dispute and verify the accuracy of the mailing address. They may contact you for additional information or clarification.
- Resolution: If Experian confirms the mailing address is incorrect, they will update your credit report with the correct address. If the address is correct, they will notify you and provide a reason for the decision.
Tips and considerations:
- Be prepared to provide proof of your identity and address, such as a utility bill or lease agreement.
- If you're disputing a mailing address that's been reported by a creditor, you may need to contact the creditor directly to resolve the issue.
- Keep a record of your dispute, including the date, time, and details of your conversation or correspondence with Experian.
- If you're unable to resolve the dispute with Experian, you can also contact the Consumer Financial Protection Bureau (CFPB) or your state's Attorney General's office for assistance.
Remember to stay calm and patient during the dispute process. It may take some time for Experian to investigate and resolve your dispute, but it's essential to ensure the accuracy of your credit report.