Globe and mail tim cestnick

Tim Cestnick is a well-known Canadian financial expert and author, and he has written several articles and columns for The Globe and Mail. Here are a few examples:

  1. "The 10% rule: How to save for retirement" - In this article, Cestnick discusses the importance of saving for retirement and provides tips on how to do so, including the 10% rule, which suggests that individuals should aim to save at least 10% of their income for retirement.
  2. "The importance of having a financial plan" - In this column, Cestnick emphasizes the importance of having a financial plan in place, including setting financial goals, creating a budget, and investing wisely.
  3. "The benefits of tax-loss harvesting" - In this article, Cestnick explains the concept of tax-loss harvesting, which involves selling investments that have declined in value in order to offset gains from other investments and reduce tax liability.
  4. "The importance of diversifying your investments" - In this column, Cestnick discusses the importance of diversifying one's investments to minimize risk and maximize returns, including the benefits of investing in a mix of stocks, bonds, and other assets.
  5. "The benefits of using a registered retirement savings plan (RRSP)" - In this article, Cestnick explains the benefits of using an RRSP to save for retirement, including the ability to deduct contributions from taxable income and the potential for tax-free growth.

These are just a few examples of the many articles and columns that Tim Cestnick has written for The Globe and Mail.