How to get a free credit report mailed to me

You can request a free credit report from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months from AnnualCreditReport.com. Here's how:

1. Go to AnnualCreditReport.com and fill out the request form.
2. Provide your name, address, Social Security number or Individual Taxpayer Identification Number, and date of birth.
3. Choose which credit reporting agency you want to receive your report from (Equifax, Experian, or TransUnion).
4. Confirm your identity and request the report.
5. You will receive your free credit report in the mail within 15 days.

Note: You can also request a free credit report from each agency separately, but you will still only receive one report from each agency every 12 months.

Additionally, you can also request a free credit report from each agency if:

• You are unemployed and actively seeking employment.
• You are on welfare or other government assistance.
• You are a victim of identity theft.
• You are a victim of fraud.

You can also request a free credit report from each agency if you are 65 or older.

It's important to note that the free credit report you receive will not include your credit score, but it will include information about your credit accounts, payment history, and public records.

Here are the mailing addresses for each credit reporting agency:

• Equifax: P.O. Box 105788, Atlanta, GA 30348-5788
• Experian: P.O. Box 9530, Allen, TX 75013-9530
• TransUnion: P.O. Box 2000, Chester, PA 19022-2000

Remember to request your free credit report from each agency separately, and make sure to verify the information on your report to ensure it's accurate.