How to get your credit report mailed to you

To get your credit report mailed to you, you can follow these steps:

  1. Contact the three major credit reporting agencies:
  2. Request a copy of your credit report:
    • Tell the representative that you want to request a copy of your credit report to be mailed to you.
    • Be prepared to provide your name, address, and Social Security number or Individual Taxpayer Identification Number (ITIN) to verify your identity.
  3. Pay the fee (if applicable):
    • You may be charged a fee for a copy of your credit report, which varies by agency. The fees are typically around $10-$15.
    • Some agencies may offer free credit reports under certain circumstances, such as if you're a victim of identity theft or if you're a senior citizen.
  4. Receive your credit report:
    • The credit reporting agency will mail your credit report to you within 7-10 business days.
    • Make sure to review your report carefully and dispute any errors or inaccuracies you find.

Alternatively, you can also request a free credit report from each of the three major credit reporting agencies once every 12 months through the website www.annualcreditreport.com. This service is provided by the Federal Trade Commission (FTC) and is available to consumers in the United States.

Remember to always request your credit report from the official websites or phone numbers listed above to avoid scams and ensure that you receive your report securely.