How to mail checks safely
Mailing checks can be a convenient way to pay bills, but it's essential to take steps to ensure the checks are delivered safely and securely. Here are some tips to help you mail checks safely:
- Use a secure envelope: Use a sturdy, tamper-evident envelope that is difficult to open without leaving evidence. You can purchase these envelopes at office supply stores or online.
- Use a tracking number: Use a trackable shipping method, such as USPS Priority Mail or UPS, to ensure your check is delivered to the intended recipient. This will also provide proof of delivery.
- Do not write the check amount on the envelope: Avoid writing the check amount on the envelope to prevent thieves from knowing how much money is being sent.
- Use a secure mailing address: Make sure the mailing address is correct and secure. If you're sending a check to a business, use the company's official address and not a PO box.
- Consider using a check deposit service: Consider using a check deposit service, such as a mobile banking app or a check deposit box, which allows you to deposit checks remotely or securely.
- Keep a record of the check: Keep a record of the check, including the check number, date, and amount, in case it's lost or stolen.
- Use a check cashing service: If you're concerned about the security of mailing checks, consider using a check cashing service, such as a bank or credit union, which can cash your check for you.
- Avoid mailing checks to individuals: Avoid mailing checks to individuals, especially if you don't know them personally. Instead, use a secure payment method, such as online banking or a credit card.
- Use a secure mailbox: If you're sending a check from your home, use a secure mailbox or a post office box to prevent theft.
- Monitor your accounts: Monitor your bank accounts regularly to detect any suspicious activity, such as unauthorized withdrawals or deposits.
Additional tips:
- Consider using a checkless payment method, such as online banking or a credit card, for recurring payments.
- If you need to mail a large number of checks, consider using a check printing service or a check cashing service.
- Keep your checks in a safe and secure location, such as a locked box or a safe deposit box, when not in use.
By following these tips, you can help ensure that your checks are delivered safely and securely to the intended recipient.