How to open a bank account with no home mail

Opening a bank account without a home mail address can be a bit more challenging, but it's not impossible. Here are some options you can consider:

  1. Use a PO Box: You can rent a PO Box from the US Postal Service or a private mailbox rental service. This will give you a physical address where you can receive mail, including bank statements and other important documents.
  2. Use a friend or family member's address: If you have a trusted friend or family member who is willing to act as your "mailing address," you can use their address to open a bank account. Just make sure to get their permission and ensure they're comfortable with the arrangement.
  3. Use a mail forwarding service: There are several mail forwarding services that can receive mail on your behalf and forward it to you. Some popular options include:
    • General Mail Forwarding (GMF)
    • Mailbox Forwarding (MBF)
    • EarthClassMail
    • ShipStation
  4. Use a bank that offers online account opening: Some banks offer online account opening without requiring a physical address. These banks may use alternative verification methods, such as:
    • Online identity verification
    • Mobile phone verification
    • Government-issued ID verification
    • Employer verification

Some banks that offer online account opening without a physical address include:

* Chime
* Simple
* Capital One 360
* Ally Bank
* Discover Bank
  1. Consider a credit union: Credit unions often have more flexible requirements for opening an account, and some may not require a physical address. You can search for credit unions in your area or online.

When opening a bank account without a home mail address, be prepared to provide additional documentation or verification, such as:

Remember to carefully review the bank's requirements and terms before opening an account. It's also essential to ensure that you understand the fees and services associated with your account.