How to see credit history from mail recieved from amex

American Express (Amex) typically sends credit reports to customers who request them, but they may not include the entire credit history. Here's what you can do to see your credit history from the mail received from Amex:

  1. Check the report: When you receive the credit report from Amex, review it carefully. The report should include information such as:
    • Your credit score
    • A list of your credit accounts, including credit cards, loans, and other credit products
    • Payment history, including late payments and accounts sent to collections
    • Credit inquiries, which are requests for your credit report from lenders or other parties
    • Public records, such as bankruptcies, foreclosures, and tax liens
  2. Look for the credit score: The credit report from Amex should include your credit score, which is a three-digit number that represents your creditworthiness. The score is calculated based on your credit history and is used by lenders to determine whether to approve your credit applications.
  3. Check for errors: Review the report carefully to ensure that all the information is accurate. If you find any errors, such as incorrect addresses or accounts that are not yours, contact Amex immediately to dispute the information.
  4. Consider ordering a full credit report: While the report from Amex may provide some information about your credit history, it may not include the entire picture. You can order a full credit report from the three major credit reporting agencies (Equifax, Experian, and TransUnion) to get a more comprehensive view of your credit history.

To order a full credit report, you can:

Remember to review your credit report carefully and dispute any errors you find. You can also use the credit report to monitor your credit history and identify areas for improvement.