How to stop getting mail from fairstone

Fairstone is a debt collection agency that specializes in collecting debts for creditors. If you're receiving mail from Fairstone, it's likely because you have an outstanding debt with one of their clients. Here are some steps you can take to stop receiving mail from Fairstone:

  1. Pay the debt: The simplest way to stop receiving mail from Fairstone is to pay the debt in full. If you're able to pay the debt, you can contact Fairstone directly to make arrangements.
  2. Negotiate a payment plan: If you're unable to pay the debt in full, you can try negotiating a payment plan with Fairstone. They may be willing to work with you to set up a payment schedule that you can afford.
  3. Dispute the debt: If you believe the debt is incorrect or you're being pursued for a debt that's not yours, you can dispute the debt with Fairstone. You'll need to provide proof of the error or incorrect information.
  4. Request validation: Under the Fair Debt Collection Practices Act (FDCPA), debt collectors like Fairstone must validate the debt before continuing to collect. You can request validation by sending a letter to Fairstone stating that you're disputing the debt and requesting verification.
  5. Contact your creditor: If you're unable to resolve the issue with Fairstone, you can try contacting your original creditor to see if they can help you resolve the issue.
  6. File a complaint: If Fairstone is violating the FDCPA or engaging in harassing or abusive behavior, you can file a complaint with the Consumer Financial Protection Bureau (CFPB) or your state's Attorney General's office.

To stop receiving mail from Fairstone, you can also try the following:

  1. Write to Fairstone: Send a letter to Fairstone requesting that they stop sending you mail. Be sure to include your name, address, and account number (if applicable).
  2. Contact Fairstone by phone: You can also try contacting Fairstone by phone to request that they stop sending you mail. Be prepared to provide your name, address, and account number (if applicable).
  3. Use the "Do Not Mail" registry: While there isn't a national "Do Not Mail" registry like there is for phone numbers, you can try contacting the Direct Marketing Association's (DMA) Mail Preference Service to add your name to their list. This may help reduce the amount of junk mail you receive, including mail from debt collectors like Fairstone.

Remember to keep a record of all correspondence with Fairstone, including dates, times, and details of your conversations. This can help protect your rights and ensure that you're treated fairly.