Is 1st class mail insured

In the United States, First-Class Mail is not automatically insured by the United States Postal Service (USPS). However, there are a few ways to add insurance to your First-Class Mail packages:

  1. Priority Mail: If you use Priority Mail, which is a faster and more reliable service than First-Class Mail, your package is automatically insured up to $50. You can also purchase additional insurance coverage up to $5,000.
  2. First-Class Package Service: If you use First-Class Package Service, which is a package delivery service that uses First-Class Mail rates, your package is automatically insured up to $100.
  3. Insurance Coverage: You can purchase insurance coverage for First-Class Mail packages through the USPS. You can add insurance coverage up to $5,000 for an additional fee. To do this, you'll need to use a special form, PS Form 3816, and pay the insurance fee.
  4. Private Insurance: You can also purchase private insurance coverage for your First-Class Mail packages from a third-party insurance provider.

It's worth noting that even if your First-Class Mail package is not insured, you may still be able to recover the value of the package if it's lost or damaged. However, the USPS has specific requirements and procedures for filing claims, and the amount of compensation you receive may be limited.