Mail dispute to transunion
Here's a sample letter you can use as a template to dispute a mail-related issue with TransUnion:
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date]
TransUnion P.O. Box 2000 Chester, PA 19022-2000
Dear TransUnion Dispute Resolution Department,
Re: Dispute of [Account Number/Name] - [Reason for Dispute]
I am writing to dispute the following information on my credit report:
- [State the specific information you are disputing, e.g. "a late payment" or "an incorrect address"]
The reason for my dispute is:
- [Explain the reason for your dispute, e.g. "I never received the bill" or "I paid the bill on time"]
I have attached a copy of [supporting documentation, e.g. a cancelled check or a letter from the creditor].
I request that you investigate this matter and correct my credit report accordingly. Please verify the accuracy of the disputed information and update my credit report if necessary.
If you need any additional information from me, please do not hesitate to contact me. I can be reached at [Your Email Address] or [Your Phone Number].
Thank you for your prompt attention to this matter.
Sincerely,
[Your Signature] [Your Name]
Enclosures: [List any supporting documentation you are attaching]
Please note that you should:
- Keep a copy of your letter and any supporting documentation for your records
- Send the letter via certified mail, return receipt requested, to ensure that TransUnion receives it
- Follow up with TransUnion if you do not receive a response within 30 days
- Be prepared to provide additional information or documentation if requested by TransUnion
Remember to customize the letter to fit your specific situation and to clearly state the reason for your dispute and the correct information.