Mail handlers benefit plan aetna

The Mail Handlers Benefit Plan (MHBP) is a self-funded health insurance plan sponsored by the National Association of Mail Handlers (NAMH) and administered by Aetna. Here are some key benefits and features of the MHBP:

Eligibility:

• The plan is open to eligible mail handlers, including those who are currently employed, retired, or separated from the United States Postal Service (USPS) or other mail handling organizations.
• Spouses and dependent children of eligible members are also eligible to participate.

Plan Options:

• The MHBP offers two plan options: the Standard Option and the High Deductible Health Plan (HDHP) Option.
• The Standard Option has a lower deductible and higher out-of-pocket maximum, while the HDHP Option has a higher deductible and lower out-of-pocket maximum.

Benefits:

• The MHBP covers a wide range of medical services, including:
  • Doctor visits and hospital stays
  • Prescription medications
  • Laboratory tests and X-rays
  • Maternity care
  • Mental health and substance abuse treatment
  • Preventive care, such as routine check-ups and vaccinations
• The plan also covers some alternative therapies, such as acupuncture and chiropractic care.

Cost-Sharing:

• The MHBP has a copayment or coinsurance for most services, which varies depending on the plan option and the type of service.
• The plan also has a deductible, which is the amount you must pay out-of-pocket before the plan begins to pay benefits.

Network Providers:

• The MHBP has a network of participating providers, including doctors, hospitals, and other healthcare professionals.
• You can find a list of network providers on the Aetna website or by calling the plan's customer service number.

Other Benefits:

• The MHBP offers additional benefits, such as:
  • Wellness programs and health coaching
  • Disease management programs
  • Travel insurance
  • Accidental death and dismemberment insurance

Contact Information:

• For more information about the Mail Handlers Benefit Plan, including plan documents and enrollment forms, you can visit the Aetna website or contact the plan's customer service number:
  • Phone: 1-800-238-7176
  • Email: [email protected]
  • Website: www.aetna.com/mhbp