Mailed credit report

You're referring to a mailed credit report!

A mailed credit report is a physical copy of your credit report that is sent to you by mail. This is a common way for credit reporting agencies, such as Equifax, Experian, and TransUnion, to provide consumers with their credit information.

Here are some key points to know about mailed credit reports:

1. Requesting a mailed credit report: You can request a mailed credit report by contacting the credit reporting agency directly or by visiting their website. You may need to provide identification and proof of address to verify your identity.
2. Cost: Mailed credit reports are usually free, but you may need to pay a small fee for additional services, such as a credit score or a report with more detailed information.
3. Timing: It may take several weeks for the credit reporting agency to process your request and mail your credit report.
4. Content: A mailed credit report typically includes:
   • Your personal information, such as name, address, and Social Security number.
   • A list of your credit accounts, including credit cards, loans, and mortgages.
   • Your credit history, including payment history, credit limits, and credit utilization.
   • Public records, such as bankruptcies, foreclosures, and tax liens.
5. Security: Mailed credit reports are typically sent in a sealed envelope with a secure return address. You should carefully review your report for errors or inaccuracies and report any discrepancies to the credit reporting agency.
6. Alternative options: You can also access your credit report online or request a free credit report from each of the three major credit reporting agencies once every 12 months through AnnualCreditReport.com.

Remember to review your credit report regularly to ensure it's accurate and up-to-date.