Money mail best isa rates

Here are some of the best ISA (Individual Savings Account) rates currently available in the UK:

Fixed Rate ISAs

  1. Shawbrook Bank: 2.15% AER (Annual Equivalent Rate) for 1 year, 2.20% AER for 2 years, and 2.25% AER for 3 years.
  2. Charter Savings Bank: 2.10% AER for 1 year, 2.15% AER for 2 years, and 2.20% AER for 3 years.
  3. Aldermore: 2.05% AER for 1 year, 2.10% AER for 2 years, and 2.15% AER for 3 years.

Variable Rate ISAs

  1. Nationwide Building Society: 1.50% AER on their Instant Access ISA.
  2. Tesco Bank: 1.45% AER on their Instant Access ISA.
  3. Santander: 1.40% AER on their Instant Access ISA.

Notice ISAs

  1. Coventry Building Society: 1.80% AER for 30 days' notice, 1.85% AER for 60 days' notice, and 1.90% AER for 90 days' notice.
  2. Leeds Building Society: 1.75% AER for 30 days' notice, 1.80% AER for 60 days' notice, and 1.85% AER for 90 days' notice.

Cash ISA Transfers

  1. Nationwide Building Society: 1.50% AER on their Instant Access ISA for transfers from other ISAs.
  2. Tesco Bank: 1.45% AER on their Instant Access ISA for transfers from other ISAs.
  3. Santander: 1.40% AER on their Instant Access ISA for transfers from other ISAs.

Please note that these rates are subject to change and may not be available from all providers. It's always a good idea to check the rates and terms with the provider before opening an ISA. Additionally, you should consider your individual circumstances and financial goals before choosing an ISA.

It's also worth noting that you can only open one Cash ISA per tax year, and the annual subscription limit is £20,000 for the 2022-2023 tax year.