New homeowner mail list

Congratulations on your new home! Here's a list of important mail and documents you may receive as a new homeowner:

  1. Welcome Package: A package from your lender, title company, or real estate agent with information about your new home, including contact details, property taxes, and insurance information.
  2. Property Tax Bill: Your first property tax bill, which may be due within 30-60 days of closing.
  3. Homeowners Insurance Policy: Your insurance company will send you a policy document outlining your coverage, deductibles, and premium payments.
  4. Utility Bills: You'll start receiving bills from your utility providers, such as electricity, gas, water, and trash removal.
  5. Home Warranty Documents: If you purchased a home warranty, you'll receive documents outlining the coverage, terms, and conditions.
  6. Homeowners Association (HOA) Dues: If your community has an HOA, you'll receive a bill for dues, which may be due monthly or quarterly.
  7. Mortgage Statements: Your lender will send you regular statements showing your mortgage balance, payment due dates, and interest rates.
  8. Appraisal Report: If you purchased a home with a mortgage, you may receive an appraisal report from the lender, which outlines the value of your property.
  9. Title Insurance Policy: Your title company will send you a policy document outlining the ownership of your property and any liens or encumbrances.
  10. Home Maintenance Reminders: You may receive mailers or emails from your lender, insurance company, or home maintenance services reminding you of important maintenance tasks, such as HVAC filter replacements or termite inspections.
  11. Community Newsletters: If you live in a neighborhood with a homeowners association or community newsletter, you may receive regular updates on local events, news, and announcements.
  12. Government Documents: You may receive documents from local government agencies, such as property tax notices, voter registration information, or community development updates.

Remember to review and understand each document carefully, and don't hesitate to reach out to your lender, insurance company, or other relevant parties if you have any questions or concerns.