Order credit reports by mail
To order a credit report by mail, you can follow these steps:
- Contact one of the three major credit reporting agencies:
- Equifax: (800) 685-1111 or www.equifax.com
- Experian: (888) 397-3742 or www.experian.com
- TransUnion: (800) 916-8800 or www.transunion.com
- Request a copy of your credit report:
- You can request a copy of your credit report by mail by sending a written request to the credit reporting agency.
- You will need to provide your name, address, and Social Security number or Individual Taxpayer Identification Number (ITIN).
- You can also request a copy of your credit report online or by phone.
- Pay the fee:
- The cost of a credit report is typically around $10 to $15, although some states offer free credit reports.
- You can pay by check or money order.
- Wait for your credit report to arrive:
- It may take 7-10 business days for your credit report to arrive by mail.
Here is an example of a written request you can use:
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]
Dear [Credit Reporting Agency],
I am requesting a copy of my credit report. Please provide me with a copy of my credit report, including my credit score and a summary of my credit history.
Please send the report to the above address. I have enclosed a check for $[amount] to cover the cost of the report.
Thank you for your time and assistance.
Sincerely,
[Your Signature]
[Your Name]
[Date]
You can also use the following template:
[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]
Dear [Credit Reporting Agency],
I am requesting a copy of my credit report. Please provide me with a copy of my credit report, including my credit score and a summary of my credit history.
Please send the report to the above address. I have enclosed a check for $[amount] to cover the cost of the report.
Thank you for your time and assistance.
Sincerely,
[Your Signature]
[Your Name]
[Date]
Please note that you can also request a free credit report once every 12 months from each of the three major credit reporting agencies through AnnualCreditReport.com.