Order credit reports by mail

To order a credit report by mail, you can follow these steps:

  1. Contact one of the three major credit reporting agencies:
  2. Request a copy of your credit report:
    • You can request a copy of your credit report by mail by sending a written request to the credit reporting agency.
    • You will need to provide your name, address, and Social Security number or Individual Taxpayer Identification Number (ITIN).
    • You can also request a copy of your credit report online or by phone.
  3. Pay the fee:
    • The cost of a credit report is typically around $10 to $15, although some states offer free credit reports.
    • You can pay by check or money order.
  4. Wait for your credit report to arrive:
    • It may take 7-10 business days for your credit report to arrive by mail.

Here is an example of a written request you can use:

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]

Dear [Credit Reporting Agency],

I am requesting a copy of my credit report. Please provide me with a copy of my credit report, including my credit score and a summary of my credit history.

Please send the report to the above address. I have enclosed a check for $[amount] to cover the cost of the report.

Thank you for your time and assistance.

Sincerely,

[Your Signature]

[Your Name]

[Date]

You can also use the following template:

[Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number]

Dear [Credit Reporting Agency],

I am requesting a copy of my credit report. Please provide me with a copy of my credit report, including my credit score and a summary of my credit history.

Please send the report to the above address. I have enclosed a check for $[amount] to cover the cost of the report.

Thank you for your time and assistance.

Sincerely,

[Your Signature]

[Your Name]

[Date]

Please note that you can also request a free credit report once every 12 months from each of the three major credit reporting agencies through AnnualCreditReport.com.