Stop credit card offers in mail
The never-ending stream of credit card offers in the mail! Here are some ways to stop receiving them:
Option 1: Opt-out of pre-screened credit offers
The Federal Trade Commission (FTC) allows you to opt-out of receiving pre-screened credit offers for five years. To do so:
- Visit the FTC's website at www.ftc.gov.
- Click on "Consumer Protection" and then "Credit" and "Credit Reports."
- Scroll down to "Opt-out of Pre-Screened Credit Offers" and click on it.
- Fill out the form with your name, address, and Social Security number.
- Submit the form.
Option 2: Contact the credit reporting agencies
The three major credit reporting agencies (Equifax, Experian, and TransUnion) also offer opt-out options:
- Equifax: Call 1-800-685-1111 or visit www.equifax.com.
- Experian: Call 1-888-397-3742 or visit www.experian.com.
- TransUnion: Call 1-800-916-8800 or visit www.transunion.com.
Option 3: Register with the National Do Not Mail List
The National Do Not Mail List is a free service that allows you to stop receiving unwanted mail, including credit card offers. To register:
- Visit the National Do Not Mail List website at www.donotmail.org.
- Fill out the registration form with your name and address.
- Submit the form.
Option 4: Contact the credit card companies directly
If you're receiving credit card offers from specific companies, you can contact them directly to request that they stop sending you offers. You can usually find their contact information on the offer itself or on their website.
Additional tips
- Be aware that even if you opt-out of pre-screened credit offers, you may still receive credit card offers from companies that have already sent you an offer or have a pre-existing relationship with you.
- If you're receiving credit card offers from companies you've never heard of, it's likely because they've obtained your contact information from a data broker or other source.
- Consider registering with the National Do Not Call Registry (1-888-382-1222 or www.donotcall.gov) to reduce unwanted telemarketing calls, which may also be related to credit card offers.
By following these steps, you should be able to reduce the number of credit card offers you receive in the mail.