What do i do with mail from a previous owner

When you inherit mail from a previous owner, it's essential to handle it carefully to ensure your identity and financial security. Here's a step-by-step guide to help you deal with the mail:

  1. Sort and prioritize: Separate the mail into categories, such as:
    • Bills and financial documents
    • Credit card statements
    • Bank statements
    • Insurance documents
    • Subscription services (e.g., magazines, streaming services)
    • Junk mail and advertisements
  2. Verify the identity of the previous owner: Check the mail for any identifying information, such as the previous owner's name, address, or account numbers. This will help you determine what actions to take.
  3. Contact the relevant parties: Reach out to the companies or organizations that sent the mail to:
    • Confirm the previous owner's identity and your new status as the owner.
    • Request any necessary updates to your name, address, or account information.
    • Inquire about any outstanding balances, fees, or penalties.
  4. Update your information: Provide the necessary updates to the companies and organizations, including:
    • Your name and address
    • Any new account numbers or passwords
    • Your contact information (phone number, email, etc.)
  5. Cancel unwanted subscriptions: Review the mail for any subscription services you no longer want or need. Contact the companies to cancel the services and avoid any unnecessary charges.
  6. Secure sensitive documents: Keep sensitive documents, such as financial statements and identification, in a secure location, such as a fireproof safe or a locked file cabinet.
  7. Shred unnecessary documents: Dispose of any unnecessary documents, such as junk mail and advertisements, to protect your identity and prevent identity theft.
  8. Consider a credit freeze: If you're concerned about identity theft, consider placing a credit freeze on your credit reports with the three major credit reporting agencies (Equifax, Experian, and TransUnion).
  9. Keep records: Maintain a record of the mail you've received, including any correspondence with the companies and organizations. This will help you track any updates or changes made to your accounts.
  10. Consult a professional: If you're unsure about how to handle the mail or have concerns about identity theft, consider consulting a financial advisor or a professional organizer for guidance.

Remember to always prioritize your identity and financial security when handling mail from a previous owner.