What do i do with mail from a previous owner
When you inherit mail from a previous owner, it's essential to handle it carefully to ensure your identity and financial security. Here's a step-by-step guide to help you deal with the mail:
- Sort and prioritize: Separate the mail into categories, such as:
- Bills and financial documents
- Credit card statements
- Bank statements
- Insurance documents
- Subscription services (e.g., magazines, streaming services)
- Junk mail and advertisements
- Verify the identity of the previous owner: Check the mail for any identifying information, such as the previous owner's name, address, or account numbers. This will help you determine what actions to take.
- Contact the relevant parties: Reach out to the companies or organizations that sent the mail to:
- Confirm the previous owner's identity and your new status as the owner.
- Request any necessary updates to your name, address, or account information.
- Inquire about any outstanding balances, fees, or penalties.
- Update your information: Provide the necessary updates to the companies and organizations, including:
- Your name and address
- Any new account numbers or passwords
- Your contact information (phone number, email, etc.)
- Cancel unwanted subscriptions: Review the mail for any subscription services you no longer want or need. Contact the companies to cancel the services and avoid any unnecessary charges.
- Secure sensitive documents: Keep sensitive documents, such as financial statements and identification, in a secure location, such as a fireproof safe or a locked file cabinet.
- Shred unnecessary documents: Dispose of any unnecessary documents, such as junk mail and advertisements, to protect your identity and prevent identity theft.
- Consider a credit freeze: If you're concerned about identity theft, consider placing a credit freeze on your credit reports with the three major credit reporting agencies (Equifax, Experian, and TransUnion).
- Keep records: Maintain a record of the mail you've received, including any correspondence with the companies and organizations. This will help you track any updates or changes made to your accounts.
- Consult a professional: If you're unsure about how to handle the mail or have concerns about identity theft, consider consulting a financial advisor or a professional organizer for guidance.
Remember to always prioritize your identity and financial security when handling mail from a previous owner.