What does usps priority mail insurance cover
USPS Priority Mail insurance covers losses and damages to packages shipped with Priority Mail service. The coverage amount and terms vary depending on the type of insurance purchased and the value of the items being shipped. Here are the general details:
Standard Coverage:
- Automatically included with Priority Mail service, with no additional fee.
- Covers losses and damages up to $100.
- Applies to packages weighing up to 70 lbs.
Optional Insurance:
- Can be purchased for an additional fee, which varies based on the value of the items being shipped.
- Available in increments of $100, up to a maximum of $5,000.
- Applies to packages weighing up to 70 lbs.
Coverage Limits:
- For packages valued at $100 or less, the standard coverage of $100 applies.
- For packages valued between $101 and $200, the coverage limit is $100.
- For packages valued between $201 and $500, the coverage limit is $200.
- For packages valued between $501 and $5,000, the coverage limit is the value of the package, up to a maximum of $5,000.
What's Covered:
- Loss: If the package is not delivered to the recipient.
- Damage: If the package is damaged during transit.
- Theft: If the package is stolen during transit.
What's Not Covered:
- Consequential damages, such as loss of business or income.
- Damage caused by natural disasters, such as floods or hurricanes.
- Damage caused by the recipient's failure to inspect the package upon delivery.
- Damage caused by the sender's failure to properly package the item.
How to File a Claim:
- If your package is lost, damaged, or stolen, you must file a claim with USPS within 60 days of the mailing date.
- You'll need to provide proof of value, a detailed description of the item, and any relevant documentation, such as receipts or invoices.
- You can file a claim online or by mail.
It's essential to note that USPS Priority Mail insurance is not the same as the insurance offered by other carriers, such as UPS or FedEx. If you're shipping high-value or sensitive items, you may want to consider purchasing additional insurance coverage or using a different shipping service.