How to get my credit report by mail

You can request a free credit report by mail from each of the three major credit reporting agencies (Equifax, Experian, and TransUnion) once every 12 months. Here's how:

1. Visit AnnualCreditReport.com: Go to the official website of the Federal Trade Commission (FTC) and click on "Request Your Free Credit Report" to access the online request form.
2. Fill out the request form: Fill out the online request form with your personal information, including your name, address, Social Security number, and date of birth.
3. Choose the reporting agency: Select the credit reporting agency you want to request a report from (Equifax, Experian, or TransUnion).
4. Print and sign the form: Print the completed form and sign it.
5. Mail the form: Mail the signed form to the address listed on the form. Make sure to use certified mail with return receipt requested to ensure your request is received.

Here are the mailing addresses for each credit reporting agency:

• Equifax: P.O. Box 740256, Atlanta, GA 30374-0256
• Experian: P.O. Box 2002, Allen, TX 75013-2002
• TransUnion: P.O. Box 1000, Chester, PA 19022-1000

Note: You can also request a report by phone or online, but the online request is the fastest and most convenient way to get your report.

What to expect:

• Your credit report will be mailed to you within 15 days of receiving your request.
• The report will include information about your credit accounts, payment history, and public records.
• You can also request a report from all three agencies at once by using the online request form.

Remember to review your credit report carefully and dispute any errors or inaccuracies you find.